Mortgage Broker San Jose Near Me

June Ngn: I'm really happy with the amazing service First Stop Mortgage lender has provided. They've been quick and efficient in helping me with two previous loans, and they're currently working on my third. Their team works fast and professionally, they've done an outstanding job 👍

Dorothy Chu: Nhan Cao is my Loan office I appreciate for your help with the Loan .

Van Tu: , Even though there wasn't anything for him to gain financially, he went out of his way to have an insurance agent contact me and was able to get a policy immediately. He even followed up to make sure everything was resolved and if there was anything else he could help me with. It is so refreshing to see a person who is willing to sincerely help without thinking about their own benefit first. I highly recommend doing business with this company and I will using them for all of my real estate deals in the future!

Khang Nguyen: Anh Nhân did great job on helping me secure a loan! I really appreciate your hard work and dedication to finding the best possible options for me. Your professionalism and expertise made the process smooth and stress-free. Thank you for going above and beyond to ensure my financial needs were met. Thanks again anh Nhân!

Ngoc Truong: Thank you Nhan for helping me and my family buy the house that my family has long wanted.I am very grateful that Nhan and the team helped me close my application quickly in just 2 weeks and the locked interest rate was much lower than the market.Wishing you and First Stop Mortgage more success and more recognition.Highly Recommend!!!

Steve Tran: Thanks Nhan and Team for your help in my purchase.I wrote this review right after I signed my paperwork to get my first home. I got in contract on last Wednesday 04/20/2022 and we close today Thursday 04/28/2022. What's amazing job from First Stop Mortgage. I highly recommend Nhan and his team for anyone looking to buy their first home.

Tran Ta: I am very thankful for Nhat’s professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice - email, business phone or cell phone, which I appreciate and took advantage of it. Nhat even stayed in touch with me during weekend. I am grateful for all Nhat’s work that he devoted to our purchase of this home.

Thinh Phan: As a first time buyer, Nhat helped us through the process and always picked up the phone whenever I had any questions. He explained everything in detailed and answered all our questions about the home buying process. He gave us multiple options for home insurances so that we can pick the insurance policy best for us. He went above and beyond and helped us closed our house in 2 weeks. It was a great experience working with Nhat!

Angela Tran: Positive:Professionalism,Quality,Responsiveness,Value

Thoa Che: The interest rate offered by a Lender is not what I expect, I make my mind to switch to First Stop Mortgage when the closing day is coming within 18 days. The whole team of FSM works with agility but preciseness, thanks to that I could close the deal in a very timely manner. They walk me thru the long journey with expertise, full experience but flexibility, thanks to which I have got a loan with lower rate vs market rate at an incredibly little closing cost.Highly recommend First Stop Mortgage to whoever wants to sell, buy or refinance your properties.

Tuyen Le: They are really helpful with years experiences loan processors. The best thing I love is their responsibility and spending their time in every different case.

April: Positive:Professionalism,ResponsivenessThey answer my questions in details, responsive and very insightful. I would recommend this company.

Daniel: I was working with different home loan refinance company and they took almost 4 months and no results.I was very upset and searching for some reliable home refinance company. One day I got First Stop Mortgage contact and worked with Trinh. I was surprised to see their efficiency and professionalism.They have approved my loan within 2 weeks and everything was closed within 4 weeks.Thanks First Stop Team and Trinh.Appreciate your help.

Khoa Nguyen: It was tough to buy during the pandemic but Ai P. and her team took care of me and my girlfriend to buy our first house. If you are seeking a reliable and trustable partner for your mortgage needs, I would definitely recommend first stop team to do the jobs.Positive Responsiveness, Professionalism …

Quan Ha: The company explains the terms and conditions very well. They are very professional. It was great using their services!

chau phan: Positive Responsiveness, Professionalism

Diep Diep: I had a very good experience here and especially Phung helped mePositive Professionalism …

Phung Luong: Highly recommend this company whether you need to purchase a house or refinance your current house. I worked with Trinh in my file and she helps me through the process smoothly. Overall, all staffs here are super friendly and helpful.

Manuela Martins-Green: Rob and Renee make an excellent team. Excellent work. Excellent support. Could not ask for better. Thank you for all of your help and support

Daniele Grandi: As first home buyers, we appreciated how direct and friendly Rob and team were. They made the process easy and we felt supported throughout.

Mason McNulty: there is a major hack affecting sales all over the country. Our purchase agreement was going to expire, the loan lock we extended twice was set to expire, Rob was on his Thanksgiving vacation out of the country. I had essentially lost all hope. But, Renee got the lender everything they needed and from an ocean away Rob stayed in contact reassured us, calmed us down, walked us off the cliff and demanded escrow figure out a way around an incredibly difficult situation and because of the wonderful relationships he has built they did just that. The night before Thanksgiving we got the text that the incredible escrow officer and a team of 5 had worked nonstop and got the title transferred just before the expiration and the house was finally ours. It would take a novel to explain everything Rob and Renee had to overcome to make this happen, but just know if they can make it happen for us when all the cards were against us and come out with a full house they can make any dream come true. They are the dream team and it isn't because they sell you what you want to hear but because what they say they actually make a reality. Thanks to them our baby girl will celebrate her first Christmas in the home and hopefully many many more after that. Thank you for our family Thanksgiving Miracle!

Aaron Coleman: Once again, a fantastic experience with Rob, Rene and their team! We approached him with an urgent and distinctive issue that other lenders disregarded. Not only did Rob assess it, but he also devised a solution benefiting everyone involved. He secured the lowest interest rate achievable and swiftly finalized the loan. Rob remains my top choice for all lending needs; his team comes highly recommended!

Sangwoo Park: We recently got help from Rob and Renee and what they have supported to get my loan SAFE, and On-time during the escrow process. Even further, i was in the market for more than year, and they provide very valuable comments and estimation of the loan to set me in right timing of the market. This team not only just providing loan estimation, also providing amazing comments for your life. if you need to buy home, contact Rob for help.

Noah Zamansky: Rob is a fantastic advisor, and looks out what is right for you. He's been a great partner to do business with. I highly recommend!

Sal Burns: Rob is quick and very knowledgeable. Within 24 hours, he pulled together a comprehensive recommendation for a loan on our new home, and we were under pressure, since we closed on the home and hadn't yet sold the one we were living in. Highly recommend Rob.

Tyler Mullin: Rob, Renee and the team at 101 Loan are true professionals. They helped me with a first home purchase and made the process very simple.They were able to get the best rate, they work fast and they're very responsive. At one point, Rob was on vacation but still made himself available to help.Highly recommend. Thank you Rob and Renee!

Rick Henry: Great people great service and prompt service too..

Dawn Thomas: If you don’t know Rob McCarthy and his team from 101 Loan, allow me to introduce you as it’s truly my pleasure. Rob and his highly skilled lending team are experts at residential and commercial lending, as well as refinancing and reverse mortgages. Rob has developed relationships with over 45 lenders so he can truly get the best package for his clients. When he couples that with his ability to provide outstanding service and close quickly, it’s the perfect trifecta for his clients!Rob and I have known each other for nearly 18 years. During that time, we've worked on 100s of client purchases together. There has never been one that did not close. Sure there are bumps, but Rob and his team are experienced and equipped to deal with things that can happen with so many moving parts in a transaction. We’ve not only successfully completed client transactions together, I've also worked with Rob and 101 Loan on our personal home financing. I know that when Rob says he’s going to do something, it absolutely gets done! I can put my name on it. He’s very well-connected in the Bay Area and beyond and never hesitates to help someone out.I highly recommend Rob and his team from 101 Loan, from multiple professional and personal experiences in working together!

Rehan Shahab: Rob and Renee have been amazing during my refinance process from the beginning to the end. The entire process was seamless and the entire team is very knowledgeable. Highly recommend.

Laney Silverman: Why go to a bank or a mortgage website when you can have the personal attention of a specialist who has access to over 50 lenders.When you work with Rob at 101 Loan, you are working with the best. You need more than just any mortgage, you need the best.Rob is the man.

Beth Silva: Positive:Professionalism,Quality,Responsiveness,ValueI have been using Renee and Rob for the past few refinances and they make everything work quickly and seamlessly. I would never consider going anywhere else. They always respond quickly to any questions or concerns as well.

Richard Herz: Rob and Renee have worked with me on several transactions over the years. They most recently handled two transactions simultaneously for me. They helped me achieve my objectives in both cases. They continue to be very knowledgeable, helpful, patient, and quickly responsive to concerns and questions I raise. For those reasons, I plan to continue to have them assist me in the future.

Gordon Deacon: Wow! I don’t even know where to start. Renee and Rob are AWESOME! I am a first time time buyer and could not have had a better experience. The process was long and I was relatively confused at times, however, Renee and Rob answered all my questions and concerns! Every detail was so clear in making the process simple. Whenever I sent over a question via email, they would reply within minutes.The close of escrow is today on our home and time really did fly by! Thank you 101 Loan team!! I would recommend for everyone to utilize the knowledge and aid of 101 Loan.

Danny Nijssen: As first time home buyers, we really appreciated Rob’s patience and thorough explanation of the home purchasing/mortgage process.Rob was super diligent in finding us a lender and Renee was amazing in supporting us as we neared closing - both were very responsive and helpful.Additionally, we were able to tap into Rob’s network and he paired us with an excellent team of realtors.All in all, we had a great experience working with Rob and his team!

Claire Shifren: I’m grateful to have you as a partner to usher my clients through a lengthy, but ultimately successful, loan process. A tremendous amount of work was done by you and your team to get to a successful close. Although there were challenges along the way, your heroic efforts and calm at the eleventh hour got them through their near breaking point of being asked for just that one additional piece of information from the bank. Your professionalism is a strong reason why I can confidently share your name as a resource. Thank you, thank you, and thank you again!Given where rates are today, my financial planning discussions almost always include a discussion about how clients can improve their cash flow as part of their pre- or post-retirement planning. You remain my go-to resource for mortgage planning conversations.

Niraj Prabhu: Working with Rob at 101 Loan Mortgage is always great. We have seen consistency and professionalism in every communication from both Rob and Renee. They definitely make a great team in getting your mortgage questions answered accurately and effectively. Be it our home buying or refinancing needs, they have always been effectively navigating through every hurdle in ensuring the financing needs are met. I would definitely recommend them.

Shahid I: Positive:Professionalism,Quality,Responsiveness,ValueThe best mortgage broker in the Bay Area.

Sunil Mehta: Shawn and his team did a great job for us. They paid a lot of attention to the details which resulted in a successful re-finance.Positive Responsiveness, Professionalism …

Kelly Miller: Update: 9/30/2021: Just completed another mortgage refi through C2 Financial Corp; another great experience. Shawn contacted me to let me know rates had lowered so now we have even lower payments than before! If you want lower payments, call Shawn!I had a good experience getting a mortgage loan through Shawn and would not hesitate to recommend him to others for getting a very competitive rate.

Lyamen Savy: I'm so impressive with Shawn and his team! I'm a business owner and tried refinancing my house with 5 other mortgage brokers and none of them could do it saying I don't have taxable income even though I have a ton of taxable income but because i'm not a standard W2 employee they didn't know how to do it. Then I met Shawn through my friend Lidsay and they said, "oh business owners are our specialty". Lindsey's word were exact "I love pain, the more painful and untraditional the loan, the more I love it". They really do love it! Not only were they able to get my refinance complete, but they got me the best rate out of all the other 5 mortgage brokers! I'm their customer for life!

Mohamed Magdy: The home buying process for a first-timer is complicated and convoluted. Shawn and his team made it easy. From beginning to end, he was informative, extremely thorough, and attentive to our financial needs. I am very thankful for Shawn and his team’s professional, and responsive assistance with the whole mortgage process.Positive Responsiveness, Quality, Professionalism …

Christian Talaue: Shawn and his team has been great from the get-go. When we had a low LTV and couldnt find a lender to even look at our loan, C2 Financial did their due diligence and found a lender. Fortunately, the real estate environment bounced back quickly within a few weeks of finding that lender and Shawn was able to find an even better lender with an even better loan rate. Shawn's team is quick to respond as well. Also, I have to say thank you to Taylor for his hard work and quick response to deal with issues that come up.

N P: Shawn and his team were really good at communicating throughout the refi process. Everyone went above and beyond to make sure the process was smooth for us. We used an online portal for managing all the document sharing etc, which made it pretty easy. He was able to provide competitive offers vs. other brokers saving us money. I'd happily work with him in the future as well.Updated May 2021 - Shawn and the C2 Financial Corp team worked on another closing for us. This was a really tricky closing since there was no finance contingency, but the team pulled some great heroics to get the deal done. So grateful to have them on our side.

Tony Echendu: Shawn and his team are the ultimate professionals. They made the entire process hassle free. I will recommend them highly without any hesitation.Positive Responsiveness, Quality, Professionalism, Value …

umapriya vignesh: I was referred to Shawn Sidhu by a friend and he was great to work with.He emailed the graphs and worksheets to compare and decide the loan amt to refinance in order to get lowest interest rate which was extremely helpful to lower our monthly mortgage amt.Shawn was quick and efficient, and made the process as easy.

Iree River: Shawn helped simplify the home loan process and helped us close quickly for our first home. The month prior to closing can be extremely stressful, but whenever we had questions, Shawn made sure to clear the air and explain the numbers that were brought to the table. Would highly recommend!Positive Quality …

adam osburn: Shawn provided an excellent and professional service throughout the refinancing process. I highly recommend his services.

Kari Churchill: I have used Shawn for two loans now. He helped me get my new house a little more than a year ago, and just recently he helped me refinance my original mortgage to take advantage of the current lower interest rates. Both times, it was a pleasure to do business with Shawn. He answered all my questions patiently. He and his co-workers made sure that my loan application was handled well and quickly. If I ever need another loan, I will use Shawn again!

kalyan vissa: Shawn and his team at C2 Financial are absolutely fantastic to work with - whether it's refinancing or the purchase of your new home, Shawn has you covered. This is the second time I've worked with Shawn in the past few years, and his service is as rock solid as ever. Shawn strives to get you the best rate, and you can rest assured that you are working with best in the industry. I look forward to working with Shawn and his team again in the near future

Joyce Win: I talked to several agents during my search of refinancing my loan. Some were very slow to respond. Some were very pushy, including one 5-star rated agent that I found thru Yelp. Some provided great customer services. However the rates that they can give were not competitive. Until I found Shawn thru Yelp. My search was over. Thank you Yelp!Shawn responded to my call quickly. In a short time, he prepared a few options upon my request, thru a customized web-page with lists of each option and nicely illustrated graphs . I was impressed to see how easy to compare different options in a glance. His quotes are very competitive. Shawn was very patient and quick to explain any questions that I had, to assist me in decision making. He was very considerate, not to rush you into any decisions. Things went better and faster from there.C2 is fabulous in E-documentation. Except the final signing, everything was done electronically and efficiently. Periodically, Shawn also provided prompt updates about funding process. Any questions to Shawn or Michelle were answered in hours. I mean, any questions I had! I cannot express how much I appreciate the great customer services both of them provided to me.My refi closed ahead of schedule. I am so fortunate to find Shawn and Michelle. They are honest, diligent, considerate and very efficient. Will not hesitate to recommend them. And big claps for both of them for their hard work!-------------------------------------------------------------------------------------------------------------------Here is my new update five years later. I went back to Shawn in Jan 2021. I was hoping to refinance thru my current lender to make things easier. It didn't go well as I expected. After consulting with Shawn, I was much happier. I recalled the great experience with Shawn five years ago. And I didn't waste time shopping around.Shawn is an exceptional broker. He is fast to respond to any questions I had and always being so patient. He always provides in front with different options illustrated by clear graphics and worksheets to compare, which is extremely helpful and efficient. He never rushes his clients and always waits patiently to let his clients make their own decisions. He provides his clients very competitive rates. When siting down with our notary to sign paperwork, our notary also told us how pleasant to work with Shawn and he has always been impressed by Shawn's efficiency and clean numbers. Shawn is a perfect example of a five-star broker, who has top-notch knowledge and provides top-notch customer service. I could definitely recommend Shawn to everyone I know.

Komal Goundar: Great team!!! Shawn and Taylor were extremely helpful with our refinance. Would highly recommend.Positive Responsiveness, Quality, Professionalism, Value …

Catherine Tackett: Shawn and team provided excellent service and communication. Process and details were clear every step of the way. We are repeat business and definitely recommend!Positive Responsiveness, Professionalism …

Kathleen Pham: . Immediately, we knew that we wanted to work with him and found our agent through Shawn’s recommendation. We found our dream home within 2 months

Brandon Warren: Shawn was referred to me by a good friend of mine to help with our home refinance. It turned out to be the best experience we've ever had working on a home loan. Hugely responsive and knowledgeable, available when we needed him and gave us the confidence we were in good hands. He helped get us a better rate than what we had even hoped going in. He has a great team behind him and the entire process was seamless.

Amy Schwender: We were very pleased with Shawn and his team! We started looking into the refi process with someone else and they were not responsive, then found Shawn and are so happy we went with him. He communicated regularly with us each step of the way and was quick to reply when we had questions

Saravanan Arunachalam: Positive:ProfessionalismRefinancing experience with C2 Financial was great. There were unexpected complications due to second mortgage resulting in delays - no fault on C2 Financial. Shawn kept his promise on keeping closing cost the same, even though they had to do relock the rate.

Melanie Gyorfi: It was such a blessing to have found Jerry to help me with my home purchase. He got me a rate that was 0.25% better than competitors and he saved me over $9,000 in closing costs. Jerry made the whole process easy and simple. He answered my many questions promptly and simplified terms so I could understand it fully. I will 100% go through Jerry for any future purchase or refinancing. It felt great working with a small business that put me first and got me the best loan!

Colin: I used Jerry at mortgage outlet for a recent home purchase. He was a miracle worker. He got me rates way lower than what other lenders were offering and saved me a boat load in closing costs. He made what was shaping up to be a stressful process into an easy, streamlined experience. He’s very professional and responsive and seemed to have my best interests in mind. Would highly recommend to anyone.

Christine Payne: Jerry Greer made my second mortgage very easy. He did everything from start to finish. This is the second time I’ve used TMO and would definitely recommend and use them again. The whole process only took 22 days from the first call until funds were available. Very awesome experience again. Thank you Jerry.

Brian Scott: 10/10 FROM START TO FINISH!I worked with Jerry Greer via a referral. Jerry's knowledge is impressive. He worked around the clock to get me the best rate and speed up the closing process. Along the way, he treated me like family and was always available to answer any question I had, no matter how basic it might have been, helping me feel very confident in the buying process. I walked away a new home owner and can't thank Jerry enough for his assistance. I've never felt this good.

Bert George: Jerry and the Boys are the Best ! There is a lot of paperwork to get done with these new mortgages and the guys at The Mortgage Outlet were able to guide me right through everything. We received the best rate out there and got it done in record time. From the first consultation to closing, they were right there with me. Great Job ! I couldn't be happier.

Linda Lam: Excellent service and thanks to the whole team for your advices to secure my loan.

Elier Peraza: Alex and the TMO team are amazing. Very efficient and pain free process. Highly recommended !!!

Ben Babb: UPDATE! Just completed another cash-out Refi with Jerry Greer at TMO. Smooth and painless - If you're looking for someone who is 100% responsive, friendly, and professional to help you out with a home loan, I highly recommend you contact Jerry.Need to refinance? Call Jerry Greer. He was 100% responsive and made this refi super straight-forward and easy. Highly recommend!

Jess Nazareno: Outstanding! Very professional! We are a first time buyer didn't know an ounce of buying a house. Jerry Greer helped us out tremendously, explaining the process and how long it should take. His presence are always there even when I know he was on vacation. He made the whole experience very pleasant and worry less.Thank you so much Jerry for helping us get our first HOME! 🤙🎉🎊🍻Jess and Wy

Fred Gamboa: Called TMO about our special circumstances regarding our HOA grievances on their current pending litigation case, trying to get a refi. Alex did an excellent job pulling through for us and getting our refi processed within the timeframe he mentioned. Thank you Alex for a job well done.

Robert Ussery: Jerry's knowledge and service is the best...couldn't ask for an easier process.

Alex Khadikova: All the great reviews turned out to be true, it's incredible. The whole refinance process was very quick. Alex Greer is fantastic and has customer's best interest at heart. He was very efficient and responsive, walked us through all the questions, challenges and options and really went above and beyond to close our refinance at a great rate. He was on top of things even during his vacation. Considering we were refinancing a condo in a building with a construction defect litigation and it's been challenging for a lot of residents, I would give TMO 6 stars if I could.

Luz Delacruz: Jerry surpassed our expectation, He was professional and very knowledgeable .Positive Quality, Professionalism …

Scott Berger: Jerry was easy to work with! He got me a great rate and handled the refi in a very timely and efficient manner. Communication was excellent! The staff at the title company told me he was really great to wotk with. I would highly recommend.Positive Responsiveness, Quality, Professionalism, Value …

Christina Swanson: Positive Responsiveness, Quality, Professionalism, Value

James Chang: Extremely satisfied. Attentive to details, responsive to questions and issues, timely process to the end.100% recommendation.

Kevin Alger: I called The Mortgage Outlet to inquire about refinancing. Zachary took my call and immediately ran some numbers. Over this initial phone call, we agreed that a refi would make sense and decided to move forward with the process.He was VERY quick and responsive through the whole process which took only about 3 weeks from my initial call to closing!!!!I highly recommend giving them a call. They are professional and courteous. I was highly satisfied with the whole interaction and definitely recommend them to anyone!Thank you Zachary and TMO!

Kendric Ng: We reached out to the Mortgage Outlet via a referral from the property management that has worked with them before. I specifically worked with Alex Greer in making sure that our transaction went through.Despite our unique transactional needs plus some issues with communcation with third-parties, he was able to get us through to the finish line and close on it well. He's super responsive, and even if he didn't know the answer to our questions, he strived to find them out for us and got back to us as soon as possible.If you're the kind of person who wants to be frequently updated and get your questions addressed promptly, then Alex is your guy!

Steve SLAM: Been servicing Santa Clara County as a real estate appraiser for 30 years; several hundred valuations of which have been for Mortgage Magic. I have found Doug Jones & Mortgage Magic to be professional and successful in providing mortgage loans to the borrowers I've been associated with.

David Jaffer: Doug Jones and Mortgage Magic helped me with several refinancings. Each time the service was excellent -- I got good rates, the transactions proceeded quickly and smoothly, and I was kept informed throughout. It was very easy to work with the Mortgage Magic team.

Blanca Matsunaga: Doug and his Mortgage Magic staff are amazing. We did our home refinance with them and it could not have gone any smoother. Kianna is a pure professional and was very responsive throughout the process. We will definitely be recommending Doug and his company Mortgage Magic to others in the future. By the way, his magic is fascinating.Love and Regards, Blanca

Philip Braverman: highly. This past month I sold, bought, and financed my new home. The entire Mortgage Magic and Buyers realty team were like family and helped me every step of the way. They even helped with part of the move. I say thank you to Trudy, Jean Marc, Kianna, Maria and Brian for making my move so easy. I am comfortable that now I am in my perfect home and if I ever buy a second home or investment property they will be the only company that I would ever consider using.

Seewai Fu: Positive:Professionalism,Quality,ResponsivenessDoug was great to help me to refinance. He gave me detail estimates so that I could make better decision.

Ravinder LaL: We recently purchased a new home and Joe Adamson at Mortgage Magic was our broker. First I must say it was an absolute pleasure working with Joe. When it comes to financial dealings it helps when you can trust someone and I trust Joe. He made the process super easy and was on top of everything at all times. I highly recommend using Joe Adamson for any type of home loan needs.

David Cross: Joe Adamson knows everything there is to know about mortgages. I’m a local estate planning attorney and whenever a client of mine needs a mortgage or has a question about a mortgage I send them to Joe. He takes the time to understand your unique situation, help you find the right mortgage product, and then walks you through the application process.

JUAN PABLO PADILLA: I just bought my first home through Mortgage Magic. Gloria Kohn was my realtor and lender and she absolutely amazing. She’s been in the business for a long time therefore made the buying process smoothly. She was always on top of thing with the whole process. She went above and beyond making the impossible possible. I’ve heard stories from family and friends that’s buying your first home will be a headache. With Gloria my first time experience was wonderful I’m very happy with her performance. Words can’t explain how grateful and blessed I I’m to have had Gloria by my side. I highly recommend working with Gloria Kohn! and Mortgage Magic.

Richard Freitas: I'd recommend all of my friends and family to Mortgage Magic. Gloria Kohn was absolutely wonderful and worked as my lender and realtor. She went above and beyond, helping my new family find our first home, making the impossible possible! Thanks Gloria!

Joseph Abboo: Working with Doug and the Mortgage Magic Team on a daily bases is a pleaser. Doug and his team care about each person they work with. I have worked with many different shops in the San Jose area and I can proudly say that Doug Jones and his Team are the most professional and caring team in the area. Their passion for there clients is unmatched. They always put there clients in the best spot for the client never for themselves, putting them in the best rate, term, mortgage and they close there loans fast. Any person searching for a new home, looking to refi their house, pull cashout from their house, or anything else needs to give Doug and Mortgage Magic a call you will be happy you did.

Felix Gibson: I have been working with Doug Jones at Mortgage Magic for about 5 years as an Wholesale Account Executive. I have had the opportunity of closing many loans for his company with no problems and the packages that are sent to us are very well packages. Mortgage Magic is one of our elite clients that gets priority services and closes over 99.9% of the loans that are submitted to us.

Kimberly Johansen: If your looking for a fast and easy way to buy or sell your house, Gloria Kohn is the lady you need to talk to.Gloria helped me sell my Condo in just a matter of weeks. She made the entire process painless and quick.Gloria is up front, very thorough and hardworking. Her knowledge of real estate and loans is so deep that you can fully put your trust in her that she will do her best to satisfy all your requests to the max.Gloria had my condo sold for above my listed price. She made the entire process a breeze, no stress from my side. Just a signature and smile. I look forward to taking the Journey of purchasing my new House through her as well.Thanks so much Gloria for all your help!

Josie Reynolds: I highly recommend this company . I Had the pleasure of having Mrs. Gloria Kohn assist me with my loan . She went above and beyond my expectations. Her customer service and follow through was impeccable. I want to thank Majic Mortagage and Gloria Kohn for making this normally stressful process so seamless and successful .

Keith Shapiro: With a passion for helping others and an intimate knowledge of what works best for each individual's mortgage need. Doug Jones and Mortgage Magic are are extremely talented and truly experts in the field! Your mortgage needs are in the best hands with Doug and his team! Plus he knows magic and that's always fun.

Don Thorvund: , and stress free. Doug has a great sense of humor and really showed that he cared for us. The final loan terms were simply amazing.I highly recommend Mortgage Magic, there is nobody better.

Geraldine Naylor: Doug and Gloria did a wonderful job for me arranging for my mortgage. They made me feel completely comfortable about all the negotiations and all the legal language and nuances of real estate transactions.I would certainly highly recommend Doug and Gloria to anyone seeking a mortgage.

Charles de Snead: We have used Mortgage Magic numerous times over the last 10+ years for both new purchase and refinance and highly recommend them. Doug, Wendy & staff provide excellent service, facilitate the process and have competitive fees. Mortgage Magic continues to offer the highest value and can help, regardless of the RE market or Gov. regulatory conditions! - Charles & Reeta

Caleb Gordon: I highly Recommend the Hutton Mortgage Team! Audrey is truly wonderful and a professional at what she does. She goes the extra mile and is passionate about helping her clients!

Ellie Foster: Audrey is the lending partner for the majority of my clients/transactions and I cannot say enough about how wonderful she and her team are. She is always responsive, extremely professional, ridiculously knowledgeable and truly makes sure that my clients are provided with white glove service. Thank you, Audrey, for being absolutely amazing at what you do!!

Don Mitchell: Working with Audrey and her team has been a true pleasure. As a Realtor it's important to have professionals on your team that reflect the same business values in providing great communication and customer service. I recommend The Hutton Mortgage Team to any and all RE Agents and their clients.

Christina Nabarrete: Audrey and her team are amazing! I am so grateful for all their knowledge. They helped me through the loan process and answered all my questions quickly. They were even able to close on my loan early. I have already recommended Audrey and her team to others. Don’t shop around go with this team! You will not be disappointed

Ali Montazeri: Audrey and her team helped me to buy 2 houses. I had great experience with both cases. She managed the communication between my agent, seller agent , underwriter, and title company. They closed both loans on time.

Ismar Maslić Real Estate Broker: Positive:Professionalism,Quality,ResponsivenessAlways a pleasure working with Audrey! She saved a tough transaction for me and made the loan happen! I would highly recommend Audrey for any of your loan needs.

Melanie Kemp: . We had difficulty with the first appraisal. We requested a second appraiser and finally a third appraiser before the buyer and seller were satisfied. Audrey never missed a beat. She was delightful to work with, creative and responsive even after hours. I'll definitely work with her again.

Samantha Bettencourt: The Hutton Mortgage Team was a dream to work with. Audrey and Aly helped my fiancé and I purchase our first home and I don't think that our experience could have gone any smoother. They are both knowledgeable, quick to respond and extremely personable. We can't thank them enough for figuratively holding our hands through such a monumental experience and we can't wait to work with you all again in the future.

Meg Burns: Outstanding! Audrey is the best at this work and she makes sure to look at every option available. We were doing a very complicated re-finance on our home - right in the middle of Covid-19. This would have been an extremely painful process, but Audrey and Aly were extremely patient with the situation, detailed and clear about the items needed and so kind when we were losing our minds with the process. Do not pass this opportunity up, the Hutton Team are miracle workers!

Ana Benderas: This all-women team of superstars made it so easy and seamless for me to get my first home. They really pushed for me to get what I needed and to push through the challenges that came up to ensure I got approved. Will def work with them again.

Magaly G. Gonzalez, M.S.: Audrey Hutton and her team are fabulous to work with! Audrey was knowledgeable, patience with my questions, and very professional along the process of helping me buy my first home. Great customer service! Thank you Audrey and The Hutton Mortgage Team for helping me buy my first home in San Francisco!Positive Responsiveness, Quality, Professionalism, Value …

Tim Ryan: Audrey Hutton is the best. She is a real, decent person as well as an agent. As well as refinancing she has helped me with managing finances. She will work with clients to get them a better deal.

Adenola Akilo: Audrey has helped me with a purchase and 2 refinances since I moved to the bay area. She really puts the customer first and has your best interest in mind. Unlike the big banks, she does every thing in her power to put you in the best position to succeed. I fully trust that Audrey will help me make an informed decision and reach out to her several times throughout the year to see how to better position myself. There are few like her, so if you're looking for someone who is personable, trustworthy, hard-working and efficient, work with Audrey!

C Castle: First time home buyer and the strong individuals at The Hutton Mortgage team kept me feeling safe and updated at every turn. Special thanks to Audrey and Liz for answering ALL my questions and giving me the comfortable warm and fuzzy needed throughout this intimidating process.

Ryan DeGive: I really liked how Audrey’s team was informative. They kept us appraised during our loan process; offered us different options. We had a clear understanding of what to expect. There was a few minor issues with some communications, but other than that, everything was perfectly fine. I highly recommend Audrey Hutton and her team.

erwin orejola: Audrey’s team was great. I liked that Audrey was very clear in explaining the process. She would provide information to me on a need to know basis. And she would explain what I needed to do to proceed. I will highly recommend Audrey to everyone!

Clayton Sauber: I really liked that everything was handled quickly and professionally. We were first time home buyers, so it helped us that Audrey’s communication was straight forward. Essentially my loan process was quick and seamless. I have already recommended others to her. If you want a great experience contact Audrey and her team!

Darren McGee: I really appreciate how well Audrey's team communicated. They were willing to take the time to explain each step of what can be a very confusing process to anyone who hasn't already been through it. I would recommend Audrey's team to anyone looking to refinance their home.

Nalani Olivo: The Hutton Mortgage Team is not only professional but knowledgeable and willing to go the extra mile to get the job done. Olympic background, punctual and has a reputation for going above and beyond expectations.

hector bdri: We had a difficult case, being self-employed and with some credit issue to boot. Stephen was fantastic at working within these constraints, making the process as painless as possible, and in the end he delivered.Half a year later, Stephen was still watching out for us and was proactive about suggesting a refinance, which was so easy this time around that it felt like little more than boilerplate paperwork.Thanks Stephen, really appreciate it!

Robert Cruz: Stephen has been amazingly patient with me. I'm not a first time buyer but this was my first time buying alone and it's been 4 years since my last loan. I have been extremely nervous about this process and have been talking with Stephen since July and only now closing my loan. He worked with me and was patient as I was stuck trying to make up my mind on what to do and he was extremely honest about what he thought was a good deal or not such a great deal. He was helpful even when he thought he might not end up getting my business.Stephen is 100% there for his clients and is super dependable and honest.

Ling Tse: I highly recommend Stephen for his exceptional service. I got my first home in April. It was a nervous wracking experience for me, but Stephen was very helpful and responsive to calm me down and guide me through every step. He looked out for my best interest and got me a very competitive rate. I look forward to do refi through him in the near future and I have already told my friends about his services.

Xiang Yu: . Stephen offers no closing cost on refinance and purchase loan. Lender/his team can credit all the title, escrow and appraisal fees for you.

Christina Wang: Stephen has done several loans for us. He is the best agent we've ever had. We used to work with banks directly, due to several bad experiences with other loan agents. Until we found Stephen, he made the whole process a lot easier than dealing with banks directly. He's very trust worthy, always keep customer's benefits at first. He's also very creative. We have complicated cases that he knows how to work them through. He has great insights into real estate investment area. A great source to go to!

Ivy Liu: I know Stephen by volunteering on Chinese School. He did not market his mortgage business at all. But he impressed me by his helpful attitude on that 2 hours.I got his phone number and wrote down his job in my contact list. Some months later, I wanted to refinance so that I thought about him all a sudden even I can't remember what he looks like. And I actually have good friends who are working in the same industry.Stephen would beat all other loan agents coz he emailed or text you back even after 11pm. He was so patient and professional all the time.I felt so bad that I did not get my refinancing done though him. It's not his fault, just the lender did not approve our loan.But you will remember to find him next time or even next next time. I trust what he is doing so well, he is not only a great volunteer but more than excellent loan agent.

Gordon Leung: I can't recall the exact number of refinances I did my two houses in L.A. with Stephen. It must have been in the teens. Why I choose Stephen? Because he is fast, responsive, and truthful. And best of all, he's got extremely competitive rates. Working with Stephen is super easy. I don't need to see him at all. Everything is simply through phone and email. And what's convenient is he salvages your information from the previous refinance. That saves a lot hassle and privacy. I also like it how every time he is like an alarm clock telling me that is the right time to refinance again.When it comes to refinance , look no further, Stephen is the real honest and knowledgeable guy that you can count on.

edwin leung: he is bi-lingual, chinese and english, very pro, thorough followup and instant response on every single email/text. you sent him an email at 1am, he replied at 1:01am. no matter big or small loan amount, you will get the same attention and outstanding service. once you closed one deal via him, you will stick with him. Last week done on the refi of my investment condo and just refer him to my son's purchase.

Phoebe Wen: My friend recommended Stephen to me as my first loan agent; he had concerned my best interests and quick replies to my questions. Thanks to him for my first successful loan.

John Chan: Also, he explained the GFE and loan program to me very well.. He was able to close my transaction less than 30 days. The sellers and my real estate agent are very happy with his service as well.His customer service was excellent, A++I would HIGHLY recommend Stephen Wong to any of my friends or family looking for mortgage loans

jing tian: Stephen helped us refi our house in Nov. 2013. I found him on Yelp and I was very skeptical before I made the first call. But it turned out he is the best loan agent that I have ever had.We locked the rate on the second day after we talked and we had it closed within 3 weeks. He is very responsive and sometimes he replies emails around 10pm which impressed me alot.Our previous loan was FHA and we paid almost 4 years mortgage insurance but now we finally got rid of it and we are so happy!I don't think we will use other loan agency anymore because Stephen absolutely is the best loan agent.I had recommend Stephen to my relatives and hope he could help them to save too.

J Sid: Stephen is very reliable, trustworthy agent who will give the best mortgage service to his clients. I have gone to him for mortgage services always and will always come back to him in the future. He works very hard to meet clients' needs and go beyond other agent to explain, update, get the best rate at the right time. In summary, client will be very satisfied with his service and come back again to him.

Prasad Wagle: Stephen has helped me refinance my home loan many times. He also helped me get a new home loan. Stephen is efficient, gives good advice and puts his client's interests first. I highly recommend him.

William L: I have a temporary job and no banks would approve my loan, luckily my friend referred Stephen to me. Stephen tried three different banks and got my loan approved with the best interest rate. He is SUPER FAST in replying back through email.

Carol Huang: Stephen had been my loan agents for 5 years. He helped me through my first home purchase, as well as my refinancing. He is thorough and detailed oriented. When I was buying my first house, he not only provided me professional mortgage services and recommendations but also share his real estate experiences with me so I could also get second opinion from him. Whenever I need him, he is always there to help and I feel like he works 24/7...:P I highly recommend him to you.

Shrishail Pattanashetti: Jean is hands down the best loan broker I’ve worked with in over two decades. She is honest, resourceful, and efficient all my dealings with her. She has built a business based on long term customer satisfaction and it’s no wonder she is my go to broker every time.Positive Responsiveness, Quality, Professionalism, Value …

Jay V: I highly recommend Jean for home loan refinances, I worked with her twice and I feel she is very responsive and easy to work with!Positive Responsiveness, Value …

Alexander Avseyev: Jean is the best broker I ever worked. We did multiple refinancing rounds with her. She was always responsive and attentive to all details. It always went smooth and in a timely manner. She also worked extra miles with help with our mortgage servicing bank which lost a payment. She did her best to resolve the case and return the money. Thanks!

Herbert Tse: Positive:Professionalism,Quality,Responsiveness,ValueI had worked with Jean for twice now. Jean has been a tremendous help to get my refinance done, and super quick as well. I would highly recommend Jean for any home mortgage needs.

AW Fun: Jean is great! I have worked with Jean for 10+ years, both refinance and purchase. She is very professional, efficient, responsive, helpful and nice! She is clear about the cost up front and throughout the process. I recently refinanced with her, and she was able to negotiate and got a better rate than we expected too! I'm very happy and thankful for her great service! Thanks for your wonderful service, Jean! - A & I.

Arup Dutta: Jean Sin is a great mortgage broker. I had the opportunity to work with Jean Sin two times - early 2016 and late 2020 for refinancing my home. It was wonderful to work with her both times. She is very thorough in the paperwork and prompt in communication. She offered the best rates and the loan closed in record time. I highly recommend her to anyone looking to refinance.

D N Varma: I have recently closed my re-finance through Jean and what i can say she is very professional, helpful, guides you thru the process and gives right suggestion. I have been her customer for almost 10 years and this is my 2nd refinance with her, i always like to go back to her . An outstanding experience and i never go to anyone else as i do not think others can do this type of outstanding work like Jean

S Chen: It was truly a pleasure to work with Jean again. She is always patient and responsive. I will definitely go back to Jean for future refi. She is simply the best!Positive Responsiveness, Professionalism …

Kiran Sid: Positive:Professionalism,Quality,Responsiveness,ValueJean helped us refinance our mortgage recently. Had a great experience with her. She's very responsive, prompt and a true professional. She helped us close the loan in under 30 days and the whole process was a breeze. I would gladly recommend her to anyone that's looking for a great mortgage professional.

Gowri Yadavilli: 나는 최근 Jean을 통해 재융자를 마감했으며 이것이 과거에 교류했던 많은 대출 기관과 비교할 때 재융자 과정에서 지금까지 경험한 최고의 경험이라고 말할 수 있습니다.Day1부터 마감까지 전체 프로세스가 매우 원활하고 투명합니다. Jean은 응답이 매우 빠르며 혼란이나 모호함을 없애기 위해 세부 정보를 제공합니다.프로세스 전반에 걸쳐 기대치를 명확하게 전달하고 현재 상황에 적합한 귀중한 제안을 제공합니다.재융자 과정을 매우 간단하고 스트레스 없는 과정으로 보이게 도와주신 Jean님께 감사드립니다. 귀하의 주택담보대출이 필요한 경우 Jean을 강력히 추천합니다.

Shalin Patel (Personal): 우리는 최근 주택 재융자를 위해 Jean Sin과 협력했습니다. Jean은 최저 요금을 제안했으며 프로세스 전반에 걸쳐 매우 도움이 되었습니다. 그녀는 문의사항, 후속 조치 및 프로세스 업데이트에 신속하게 응답했습니다. 귀하의 재융자 요구 사항에 대해 Jean과 협력하는 것이 좋습니다.긍정적인 요소 신속한 응답 서비스의 품질 전문성 가격 …

Kannan Mani: 긍정적인 요소 신속한 응답 전문성 가격 …

Ken Bahadur: 긍정적:가격 대비 만족도,신속한 응답,전문성,품질진은 대단해!! 빠른 재융자를 위한 별 10개. 그녀는 우리에게 가능한 한 가장 좋은 가격을 제시해 주었습니다. 그녀는 매우 빠르고 조직적입니다.

Purushothaman Nandakumaran: . 그녀는 이메일과 문자 모두에 매우 반응이 좋으며 가능한 가장 낮은 이자율을 찾는 데 도움을 줍니다. 나는 그녀를 내 친구들에게 꼭 추천할 것이다.긍정적인 요소 신속한 응답 전문성 …

B K: Jean at California Capital Mortgage helped us refinance our loan recently with the rates hitting a new low. She was instrumental in ensuring the process went really fast and efficiently, kept us informed and engaged during the loan approval, signing and escrow process and really was wonderful to work with. Jean is working on behalf of her customer and just great at communication and trust-building. I would any day work with her on another refinance or mortgage-related work in the near future and highly recommend her services.

reema pillai: 우리는 지난 몇 년 동안 Jean과 함께 일해 왔습니다. 우리는 그녀의 서비스에 매우 만족하며 모든 질문에 대한 그녀의 신속한 응답은 매우 인상적입니다. 재융자를 할 때마다 Jean은 그 과정을 원활하고 쉽게 만들었습니다. 모든 지원과 노고에 감사드리며 행운을 빕니다!

Karthik Ganapathi: . Jean은 이메일 및/또는 문자 메시지로 매우 신속하게 응답하고 매우 철저합니다. 그녀는 우리가 가장 좋은 이율로 최고의 대출 기관을 찾을 수 있도록 도와주었습니다

nagesh yencharla: Todd was professional, transparent and friendly. He tried the best he could in terms of rate and closing timeline. The web app for Flagstar was good too. Great experience overall.

Richard Brown: Todd is professional and very knowledgeable . He has helped our family out a few times and always has very good advice. We really appreciate all of his hard work and will be long time customers. Thanks Richard and Catherine Brown

Kristina C: Todd is an exceptional loan officer - his dedication to his clients and wealth of experience make the best of even the most challenging lending scenarios. If you are looking for someone who will understand your needs, bring you the highest caliber of service, all while offering outstanding value and rates - he's the one you want to call first. When purchasing or refinancing a home it's important to work with the best, and that's Todd and his team!

Ryan Hafich: Todd Flesner is great to work with! He is very knowledgeable, easy to talk to, and gets deals done!! Highly recommended!

Bill Reding: Todd is amazing! I was the listing agent on a home that was under litigation with the builder. Todd knew how to get the pertinent information to the lender and close the loan. Seller and buyer are happy.Awesome job Todd!

Beth Claywell: Todd and his team are absolutely top-notch. He provided us with quick and efficient service when we re-financed. We did all of the paperwork online and he even sent the title company to our home. We closed in record time and he got us a great rate besides. I really appreciate the fact that he is not tied to any one institution and is able to look at each client and help them find the right solution for them. Thank you Todd!

Deborah Hollis-Schmidt: Todd is the mortgage and financing expert I've turned to and used for over 15 years. His knowledge and experience notwithstanding, he is honest and authentic through and through. He took the time to get to know me and what I wanted. Takes as much time as necessary making sure I understand every slip of paper and what my signature means on each. And he is not afraid to tell me something isn't a good idea. He puts me firstAlways. He is the ONLY person I trust with helping me make good and sound decisions when buying and selling homes. And he will remain my go-to guy for all my future transactions.

Bert Reitsma: Todd is my go-to person of trust for anything dealing with Mortgage - New Purchase, Re-Finance, ANYTHING! There is none better or more trustworthy. He has saved us from several bad decisions with Wells Fargo and other banks who did not have our best interested even after 30 years of being loyal customers. Todd came through for us!

vu ho: Thank you team at Loan Factory for helping my small family buy a house. Especially Steve always explains the questions I want to know. Once again, thank you to those working at Loan Factory for helping our Vietnamese community in the US buy their dream house. Thanks.

Delena Little: Exemplary support and professionalism. Highly recommend. Terry Ward and Jasmin Baguio are the absolute best!

Samuel Mante: Hi Vicki, thank you and your whole team again. I am happy with the service I received and I will surely give your team a 5-star Google Review..Best, Sam.

duyen pham: Excellent job! I love Aimy and her team , i do my cash out loan for my house, it takes only 7 to 10 business day for my application , they do super job and quick. Thank you so much Aimy and your team support me ... Thank you and Thank you !

Winston Le: Fast and great service. Thanks Co Lisa!

Claire Chen: I worked with Loan Factory as a first time home buyer. The overall process is efficient and awesome! They are very responsive to my questions and very communicative throughout the whole process. Kevin Su, my loan officer, has been a really big help and he's very professional and responsible enough to consider all factors and decide on the affordability. Shout out to all the staff there!

Karthik Lakshmi: Michele and team run a tight ship and provide high quality and timely service. We recently purchased a home and Michele and team were fast and efficient in helping us make offers in time and also moved fast to help us close our home a week in advance. Amazing. More importantly, they are very friendly and easy to do business with. Highly recommend!!

Sean Duffy: In all seriousness it was great working with Michele and Michael, who are always in sync and on point. In my instance as a first time home buyer they were patient and helped educate where I needed it most. They made the process smooth, transparent, painless, and get the gold star for allowing us to close early. Would highly recommend Reen team to any of my friends or family.

Stefan Heymanns: We have refinanced with Michele a couple of times now and couldn't be any happier. She and her team took all the hard work out of the process and we were done in no time. We couldn't be happier.Positive Responsiveness, Quality, Professionalism, Value …

Kevin Ten Brink: Very easy re-fi process and we were updated at every step along the way.Positive Responsiveness, Professionalism …

Maribel Medina: This is my third time working with the Reen team. The first time was for the purchase of your home over 12 years ago. The second was to refinance at a great low rate. This third time is to refinance to build an ADU on our property. I called Michele on a Tuesday and by Friday we had all our ducks in a row to get a loan. I was in a time crunch since I was set to travel out of the country and not be available. for a month! Michele and team worked round the clock to make sure we got everything we needed to secure our loan. We got a fantastic rate and can move forward with our build immediately. I know I can trust the Reen team to get me the best rate and their level of detail is like no other. I will always go with the Reen for any of my home mortgage/financial needs and you should too.

Rochelle Frieden: My husband and I just purchased our first home and Michele and her team and have been nothing short of amazing during the process! Always so prompt in keeping us updated. The process can be a bit tedious but we were in good hands. Michele and her team worked around the clock to make sure we had the best experience and got us into our dream home earlier than anticipated. I’d definitely recommend the Reen Team at APM, 10 out of 10!

Thais Lee: We've been working with the Reen Team for many years and always a great experience.Positive Responsiveness, Professionalism …

Robert Murray: Everything was easy. Much can be done electronically, so no lost time with the process. We were contacted before each e-mail, telling us what to expect, and how to proceed. Any questions we had were answered promptly. It was effortless on our side. The work they did, to present our options to us, was professional.Yes, I would recommend the Teen Team, to anybody looki to refinance. Thank you.

stacey nussbaum: Michele and Mike were the best. Michele is super knowledgeable. Our situation was very complex and she helped us understand what was happening throughout the process. She also kept nudging all the players involved to keep our process moving along. I really appreciate Michele’s support. We got a great rate and are very happy with our loan.

Todd Vaars: The Reen Team @ APM was awesome . They kept us informed of every aspect of the loan process. Thank you very much for your diligence and hard work.

Yvette Rangel: We began our search for our first home a year ago. Finding the perfect home and working out all the financial logistics was harder then anticipated, however, Michelle, Mike and their team were there every step of the way. They provided service that was above and beyond to help us get to where we needed to be. They checked in frequently and always had helpful suggestions and recommendations. We can't thank them enough for the support they provided.

Rebecca Wong: Positive:Professionalism,ResponsivenessMichelle and her team are awesome. They make the lending experience such a positive one, guiding the process through from start to finish. I can’t recommend them highly enough!

DUANE LINGAFELTER: Now...After more than six years being a client of Michele and her "Reen Team"...It continues to be the Best decision I could have madeMichele continues to amaze with her Responsive customer Service, her vast knowledge about all things Mortgage as well her Deep well of resources.Do Yourself a favor by contacting Michele Reen and the "Reen Team" FIRSTDuane Lingafelter

Carlos Velasco: This is our 3rd time using Michele and the Reen Team and once again they exceeded our expectations and went above and beyond! They were great in terms of communicating with us and breaking down each step of the approval process so that it was easy to understand. Michele made sure the listing agent on the home we ended up buying had all the details necessary to be confident we would close the deal. Cassie Evers was excellent when it came down to crunch all the numbers to help us understand the money necessary to close. Highly recommend the Reen Team!

Andy Dietler: Michele and team were awesome. Our real estate agent had sold a house where the buyer had used The Reen Team and she said it was the smoothest transaction she'd ever been a part of. Also, we had checked out a couple online mortgage lenders but we had heard stories about slow moving lenders making people miss out on their house and we didn't want to end up in that scenario. We called Michele, setup an appointment, got all of our info into her over the course of a week or so and then out of nowhere we found the perfect house. We looked at it on a Thursday, submitted our paperwork on Saturday and they picked us on Monday morning even though they knew other offers were still coming in.Great to have experience, professionalism and speed on our side.

hector hernandez: Thank you to Karen Ramirez and her team, they have made the process to qualify for our mortgage loan very easy and transparent..

rickii zuniga: We had top notch service.The process was straight forward. Any questions or concerns we had were addressed in a very timely matter.Plus,all paperwork was explained.Christina, Tania and Arturo were so easy to work with our refi.I trust this Company.Thank You

Fernando Morales: Maria and her team are the best!

Javier Gabriel: Maria Jimenez’s knowledge and expertise was phenomenal. Maria was extremely helpful and supportive with any questions we had throughout the process. I would highly recommend to my friends and family.

Amina Purak: 10/10 would definitely work with Christina & the whole Land Home Financial Services team again. The ladies were competent, excellent communicators and incredibly helpful from our first phone call all the way through closing and final recording. Truly am grateful I worked with them over the other 6 brokers/lenders I quoted with for my condo purchase.10/10 Updating 1 year later - worked with Christina and her team to refinance my home and take advantage of lower-rates. Phenomenal experience start-to-finish. Thank you for working to enable some serious savings on my overall mortgage!

JL DESCUBRE: Maria you are a great example of knowledge and experience supporting clients like us, offering solutions to our needs. You excel our expectations. I will recommend you 100 % with family and friends. Thank you and your team to make our dream come true. Jose L Gonzalez.

Luis Morales: Excellent service happy with Christina and her team, professionalism, knowledge and experience is what this incredible team has. I re financed and got a very low rate definitely is the person to contact.

Erin Pedrin: Christina and her team made the home buying process so easy! She explained everything I needed along the way and made the whole process simple. She got me such a low rate and closed escrow so fast. I will definitely recommend her to everyone!

Mike Tang: We didn’t think to refinance because we just refinanced on 2/2020. Linda reached out and contacted us and presented the figures to us that make sense/logical. We really appreciated her efforts. This is our third times working with Linda. As before is fluid and efficient. Thank you to Linda and her team for the great work.

Serena Earwicker: Our experience with SnapFi, led by Rob Garcia, was nothing short of exceptional. As first-time homebuyers, the journey seemed daunting, but Rob's guidance made it seamless and reassuring every step of the way.Rob’s dedication to ensuring we understood the intricacies of the process and the implications of our loan choices was invaluable. Rob took the time to explain the various options available to us, patiently answering our questions and addressing any concerns we had. Rob was always available to provide guidance, offer reassurance, and ensure that our needs were met.What truly sets Rob and his team apart is their unwavering support. Rob was suddenly our new best friend! He was more than just a mortgage broker; he was a genuine cheerleader, rooting for us throughout the entire process. Knowing that we had Rob and his team in our corner gave us the confidence to make informed decisions and navigate the complexities of securing our first home loan with ease.I cannot recommend Rob and his team at SnapFi highly enough. If you're seeking not just a lending company, but a partner who will stand by you every step of the way, search no further. With them, you're not just a client – you're part of a supportive, knowledgeable, and dedicated family.

Rudy Jimenez: Rob Garcia, was a pleasure working with. He was always kept me updated on the loan process and his communication was exceptional. Thank you Rob

mathew davis: Outstanding service! Rob helped so much with what we needed and his communication is top notch.

Valisa Ronquillo: Truly amazing individuals. ROB really helped us get our credit back on track. He went above and beyond tirelessly to help us.

Johnson La: FIVE STARS!! Snapfi has been a pleasure to work with. Fast response times, competitive rates and many loan programs to choose from! Rob was always there to answer any questions and gave many loan options to see which met our needs the most.

Javlin Renegado: Fast and painless process the whole way. Dave will answer all your questions. Thanks for everything

Karin Carmichael: If you are looking to purchase a home or refinance your existing loan, I highly recommend SnapFi. Dave Miller did an awesome job for me!

Jeanine Andrious: SnapFi has been a Great Company to work for, their technology is cutting edge and they have an Amazing Support Team!

Anthony B. Bowers: Great place to work!

Roger Dean: Nice people to work with. Due to the Covid shut down last year other refi companies couldn't help or didn't want to, SnapFi did for me.

Kelvin Le: Very happy working with Brett to completedmy mortgage loan. SnapFi is a best company to borrow your mortgage loan because you would satisfy your interest rate.

Casey Pudwell: Tim did a great job of getting my mortgage complete, which was quite complicated considering the situation I was in with a 1031 exchange.. the Snapfi system was easy to work with, and that was helpful considering the challenges we are facing with the pandemic... Great job Tim and Snapfi

Brad Cox Architect inc: We received excellent service from Jim Campagna, Christel and the whole team at SnapFi. They completely exceeded our expectations. Our refinance was completed very quickly and professionally - and we loved the online portal, where it was easy to fill out the application and then see where we were in the process. Jim and his staff handled so much information in such a short amount of time - I would recommend SnapFi to anybody who it interested in a mortgage or refi. What makes this even more amazing, is that Jim and his team performed much of this work under the sheltering-in-place conditions. I expected delays and frustrations - but there were none. It all happened smoothly and we now have a mortgage that is saving us tons of money every month! Thank you SnapFi!

Bryan Lincoln: Snapfi Inc is a professional organization, with staff that care about the customer. They try hard to get people qualified and routinely go the extra mile to accommodate people.Class organization with values and speedy service. Not enough good things to say about them!

Nicole LeCrenn: Michele Formico Lewis is the BEST Lender. She is professional, responsive and explains each stage of the lending process.She efficiently helped me with my complicated loan. We tried other lenders who failed to understand all the aspects of my self-employment, and Michele got the job done.My husband and I could not be happier in our new home!!We recommend Michele to help you get into the house of your dreams!!

Kelley Hedstrom: Wow! Allie made buying a house such a breeze! We were new to home buying and needed A LOT of help throughout the loan process. Allie was professional, personal, and very responsive! She never made us feel uncomfortable and helped us every step. She answered all of our questions and ensured we understood the terminology and the process. She was accommodating, and we can't thank her enough. I would highly recommend Allie and American Pacific Mortgage!

Deborah Cypert: Lisa stayed in very close contact throughout the process of getting me a home loan. She was able to get me a great interest rate along with the best terms for my particular home loan situation.

Nancy Fanai: Allie DiRienzo was incredible to work with for our Mortgage loan. From day 1, Allie was focused, incredibly patient never took longer than 5 minutes to get back to us on any questions or requests we had. She is by far the best we have ever worked with when purchasing a home and we will use her again in the figure, she is highly recommended and provides white glove service every step along the way!Thank you so much Allie! TEN STARS if it were possible!!!

Sandy Nessim: easy and stress free.Michelle has been my go to mortgage person since 1987. Thank you Michelle for your hard work and dedication.

Jill Stone: Michele is amazing! She secured a loan for my new condo in 5-days and did what other lenders couldn't do in 3 weeks. She was easy to reach and always answered any questions I had immediately and followed through to the very end.This isn't the first time I've had the pleasure of working with Michele.She's done numerous refi's for me over the years and they always went off without any issues. The first refi that she did for me was on a manufactured home that at the time banks were leery of lending money for. Michele got our refi pushed through with a great rate.

Ruth Beynon: Positive Quality, Professionalism, Value

Nick Obando: Positive:Professionalism,Responsiveness

Ashley Charlton: Positive:Professionalism,Quality,ResponsivenessJim is very helpful and guides you through the process!

Jill Sundquist: Positive:ProfessionalismMichele is the best and was very instrumental in getting our refinance secured!

jerad gerlach: I want to first off say that this transaction may not have been possible had it not been for Lisa's assistance. She was very helpful with any troubles i had and very patient with me while also being diligent in her work. She was the most active in the purchase of my home and deserves all of the credit in the world. Highly recommend her for the purchase of your first or your next home.

Nazia Karim: We recently closed a house with American Pacific Mortgage. Our loan officer was Michele Lewis. She is one of the BEST loan officers we've ever had. She helped us understand in details of the finances and helped us with good mortgage rate. We ended up saving money on house loan than we initially expected. Michele ROCKS!!!!! We highly recommend her for new home buyers.

Vijay Singh: I had the good fortune of working with Jim over 12 years now. We recently used Jim's expertise to help us procure a loan. Jim's professionalism and thoroughness are impeccable. He is precise and timely in his instructions to deliver the best experience for his customers. Available over phone or text to answer any questions that come up during the loan process. He is ready to clearly explain the new rules and nuances that keep changing. We highly recommend Jim to anyone. Thanks, Jim.

Brooke Miller: Lisa is great to work with! Highly recommend!

Rodolfo Rodriguez: If you want someone that's going to walk you through the whole process and be patient with you and also has a great understanding of the whole home buying experience then Elva should be your number 1 choice. She was amazing.

Tiana Cade: I had the pleasure of working with Elva. She got us a great loan and walked us through the process from start to finish. Thank you for your great knowledge on what you do.

Kevin Seago: . She is the most knowledgeable person I have ever spoken with regarding home loan financing, and she has an awesome team working for her.She found me the perfect program to get me set on the path to homeownership. Elva worked with me patiently, and diligently, throughout the whole process, and really went the extra mile to explain every step so that I understood it. Moreover, I had a really hard time closing due to the HOA not being very compliant with Fannie Mae requirements. She put in a TON of effort to work with the lenders to make sure this closed. This is in addition to simultaneously exploring alternatives if the deal were to fail because of the HOA.I am eternally grateful for everything you have done Elva. I do, and will continue to, recommend you to everyone that is looking to buy because you are a warrior in your arena. THANK YOU! I am now happily living in my new home, building wealth, and am in a significantly better financial situation than I thought attainable at the beginning. That was not possible without you.

sabine Innocent: The service and personal attention I received from Ms. Elva Wormley was exceptional! Ms. Wormley is professional, friendly, and very personable. As a first-time home buyer everything was new to me and the most important thing, I wanted was someone I could trust. Ms. Wormley always made herself available to answer every question I had and made sure I understood all the details of the mortgage process. Ms. Wormley’s commitment in finding me the best rate helped me in my search to secure my dream home. Ms. Wormley and her team are nothing short of remarkable! I'm so glad I chose her services and would recommend Ms. Wormley to anyone buying a home.

Aris Datu: Positive:ProfessionalismLove love love Elva Wormley. We highly recommend her. We went with her 3 times and no issues. Very responsive and professional. Thank you Elva!

Thandiwe Cato: Elva was amazing! She used creative strategies to help me get approved for my first home. Her process is very efficient and she is very responsive in her communication. I highly recommend working with her, as she is a kind and patient person that pays attention to detail.Positive Responsiveness, Quality, Professionalism …

Jason Debolt: Elva far exceeded my expectations of processing and closing my loan in such a short time. The offer my wife and I made on a home was contingent on our loan closing in 13 days. If our loan did not close in 13 days we would not have our home. Elva is professional, friendly, trustworthy, responds fast, and thorough in her review and submissions. My loan was for the most part almost stress free. My loan closed the fastest of anyone I have heard or known of, not to mention the lowest interest rate. I will tell my family friends and coworkers about Elva.

Debbie Garcia DeBolt: Elva is the best loan officer ever. I have several years of experience in escrow and home loans in my work experience and personal experience in purchasing homes and never before have I worked professionally or personally with such an efficient , friendly, loan officer. Her responsiveness time is very fast. Elva is very knowledgable in loans and loves to help others. She is accurate and cares about her clients. The loan fees are very reasonable and fully explained. I must add Elva closed our home loan in 13 days the fastest approval and close I have known of. Thank you Elva for the best service and home buying experience. You met my husband and I's expectations far and beyond any other.

Rajika Tobey: Elva was great to work with for refinancing my home. She was always pleasant and got things done promptly. Would work with her again.

Kevin Spencer: Elva Wormley was terrific!! She went well beyond our expectations. My wife and I were first time home buyers and she was extremely patient with us. Initially we didn’t get approved for the amount we would have liked but after 6 months of coaching we were able to receive a $100k more and get the house we were looking form. She communicated very well with us and our agent through the entire process. She answered all of our questions and even worked through Thanksgiving just to help us close on time. She made our holidays one that we’ll never forget, as we were able to close on our home a week before Christmas!

Brian Fukuba (Brian Fukuba): Elva has been in the business many years, has a ton of financing resources, and will get the job done. She helped me with a refi, and in short order I got a rate lower than the original.For home loans, she's the one to go to!

Cardin Campbell: Elva is simply amazing! A miracle worker! She is the SOLE reason that I’m moving into my home today. My deal was practically dead in the water, before she cane along! She has a TON of different lenders that she works with that make finding the right deal for your situation an almost certainty!I will work with her again & recommend her to everyone that I know that’s in need of a home loan! A+++++

katie pratt: Elva helped us out of a very sticky situation....and at the last minute. We had to switch lenders after our offer was accepted; she willingly took us on. She is very experienced and knowledgeable - she thoroughly explained details of the process that were omitted with the other lender to help us make the best decisions. She also helped us troubleshoot other issues during the process. We felt extremely secure with her, and I've already recommended her to several friends.

Pramod Akkarachittor: I was recommended Elva by my realtor after I faced some issues with my original lender. Elva was able to close the financing under tight deadline. Elva is very knowledgeable of the mortgage business and has the best mortgage solution for any situation you are in. She has a variety of loan options that she goes over with you and recommends what might be best for your situation. She is very prompt and diligent in pushing the lenders to get things done on time especially for something like appraisal which could just take forever to schedule and complete. She was very patient and responsive to my million questions and was very professional in talking to the seller’s agent as well. She is very transparent with the whole process and makes the whole process less daunting for you. I would strongly recommend Elva to anyone who is looking for home financing as she is going to be my first choice for all future real estate financing needs.

K E: Elva helped me purchase my first home over 2 years ago and I am still full of gratitude. As a first time home buyer I had a lot of questions and excitement. She was very responsive throughout the closing process and took time to explain things to me with clarity and patience. I reached out to her again last year regarding questions on my property taxes and she managed to help me refinance and lock in an even lower rate! Elva is a trustworthy loan agent with an extensive background in the lending and mortgage industry. She brings her knowledge and experience forward with a sense of kindness and grace; approaching each transaction with careful attention and each person with sincerity. Overall, I am very impressed with Elva's exceptional level of integrity. I feel fortunate to have met her and blessed by her hand in securing my home. I highly recommend her services and I look forward to doing business with her again in the future...

Tom Keel: Great service and a very "common sense" approach. She has a wide variety of resources which always seem to provide her with a product that is what her client needs. After having refinanced my property in San Jose last September, I still call her to get advice on other potential loans/properties and she is always happy to take the time to help me.

Barbara Brunet: Elva is the best. Her knowledge and ability surpasses anyone else in the industry. I have had the fortune to work with her and she has an outstanding ability to educate and treat everyone with the utmost respect. She has helped members of my family and close friends with the best in rates. Anyone would be fortunate to have her as their loan agent.

Tim Handley: Elva is such a pleasure to work with, it is no wonder she thrives with referral business! She is warm, considerate, punctual, extremely professional and highly experienced.