This insurance policy covers you if you are sued for hurting someone or damaging someone else's property, covers your stuff if it's stolen, lost, or damaged (most cases), and covers you in case your property is damaged by a water-related catastrophe.
The coverage typically starts around $15-20 per month and varies based on the amount of coverage you need.
This insurance policy is different because you get actual replacement cost for your stuff, unlike other companies that merely subtract for depreciation. Additionally, if you're displaced from your home, you'll receive additional living expense (up to 100% of PPC).
Making a claim is easy, and you don't need proof of forced entry to make a claim for theft. You'll receive wonderful assistance with clear communication and kindness from the customer service team.
Customers have had positive experiences with this insurance policy, citing that the customer service is very knowledgeable and that they received wonderful assistance with clear communication and kindness. One customer even mentioned that they've had this insurance policy for a long time and are satisfied with the service.